First Time Home Buyer 401k Withdrawal 2025 Irs. However, when you take money from your 401(k),. Specifically, as of 2024, you can withdraw up to $1,000 from your qualified plan (e.g., 401 (k), 403 (b), 457 (b)) or ira (including sep, simple ira) once each calendar year.
You can withdraw money from your ira at any time. The distribution is due to an irs levy of the ira or retirement plan.